Pre-Approval
Before you walk
into a dealership, get your financing pre-approved at the credit
union. Pre-approval is an easy process and can be done before you
even pick out that new or used vehicle. The credit union reviews your
information and credit history and promises, for a certain period of
time, to give you a vehicle loan up to a particular dollar
amount.
Hear are the benefits of pre-approval:
Dealers know you are a serious
shopper and will give you the attention you deserve.
Pre-approval assures you of a low
interest rate your loan is from the credit union.
Pre-approval lets you know what
your payments will be before you start looking. So you will know
exactly how the purchase will affect your budget.
Pre-approval means you only have
to negotiate price with the dealer. No haggling over financing.
You may apply for pre-approval on-line,
over the phone or at any branch.